Banks usually don't care what you use the HELOC for so long as they are protected in the event of default

Not no rehab.. and you don't get fake tenants and fake leases.. and payments on empty properties etc etc.. that gives you an illusion that your investment is safe .in my almost 2 decades of funding turn key this is the biggest violation of the public trust I have seen.. many get away with it for 2 to 6 months then go broke but this has been going on for pert near 2 years.. and now all these nice folks are learning that they were sold a bill of goods in many cases. 

You can deny her application.https://adata.org/publication/service-animals-booklet

I live in an HOA and they CAN be beneficial to protect property value as they require certain things like not leaving trash and junk in the yard, having the lawn maintained, etc.

Here's the listing https://matrix.miborblc.com/Matrix/Public/Portal.a.... 

The public records show a QC deed on file granting “an undivided 1% interest in the property to (the individual owner) for the grantor’s lifetime to do with as grantor pleases.”

I would put it on the same playing field as...say...a public restroom at a rural gas station... 

Account Closed for the most part seller financing will not be available unless it is shown in the public listing. 

I understand the desire to protect vulnerable residents, but punishing those very people and entrepreneurs who want to increase housing supply in Portland is not going to help anyone.  

Which is why you are having a hard time.If it is your first property and you are not looking to do a flip, it is not worth trying to necessarily get the loan under an LLC.Most first time real investors don't have much asset (if any) to protect to be hugely concerned about the liabilities of owning real estates.When you get to a point where you have a lot of assets or significants to protect, you should start to seriously or solely considered doing it under an LLC.Scott Trench wrote a great article, take a look at it.https://www.biggerpockets.com/renewsblog/2015/06/0...