If you break the rules of the contract, the lender may exercise to call your loan.

The bank then gets to choose whether they want to exercise the "Due on Sale" clause.

Here's a fun exercise* Look up a rental in an area and see if it would cashflow were you to buy it instead.  

I once read that carpentry & drywall are some of the best exercises.

On average I listen to at least 1-2 a day at 1.5x speed usually while driving or exercising, walking the dog, etc.

Recently got my RE license this past year, I exercise, and will be taking Spanish this summer when I’m off the school schedule (I’m a teacher; this is year3)Im from the RGV so I can get by but my parents do not speak it. it’s been a goal for awhile to get better.I have very low living expenses and try to put my money in fueling my RE business, building up my emergency savings, putting towards my Roth, travel (but covid), and future RE investing.

Supreme Court: It is the settled law of this court that the interdiction of statutes impairing the obligation of contracts does not prevent the State from exercising such powers as are vested in it for the promotion of the common weal, or are necessary for the general good of the public, though contracts previously entered into between individuals may thereby be affected. . . .

. - JakeHi Jake,Personally I think 5 years is too far out to plan based on  everything you're going through right now, making a plan for this length of time seems more of a wish list exercise than a followable plan.A more workable strategy might be to plan for buy number one only (figure out ALL of the details for that), then about 18 months later begin planning to buy number two.You have a lot of OTHER new variables pressing in on your time (and money), new baby, new home, new job, new city, etc...But some people like to plan far out..if that's you...then go for it...but I still think the time frames and details at this point are more of a wish list then a folowable plan of action.Good Luck!  

I've switched to the BRRRR calculator below:https://www.biggerpockets.com/calculators/shared/1257767/fd4cc379-d03b-44e8-9188-19d7c4cd1ac4- For the sake of the exercise can we assume that $159k is the correct ARV?

I know next to nothing about Bridgeport but have heard good things (and have also heard that caution must really be exercised to get the good deals).Philadelphia, PA.