Thank you @Michael Plaks  I use the online version and do utilize the automation of pulling in the data.

@Daniel Mendez my advice I give to anyone looking to utilize the BRRR strategy is to make sure your final R is locked in place.

The only shared utility is the hot water . 

@Blane MorganThere are alternative structures providing checkbook control that do not utilize a LLC, which will be much more beneficial to you as a California resident. 

To accomplish similar goals but with additional options would be real estate that utilizes an Opportunity Fund (by definition located in an Opportunity Zone). 

From my research a business credit card does not impact your personal credit should I have a high credit utilization rate. 

Is this the only feasible route to utilize retirement savings?

We're adding a clause that if they go beyond $160, they're defaulting to a slightly lower rent + paying they're own utilities (I saw that past bills for a year were around $70 average) So far we have 3 vacancies with one filling in this month and a good lead.

Purchase price: $760,000 Cash invested: $60,000 House hack, I live in one of the unitsIncome ~ $4,250Mortgage ~ $4,550PMI ~ $425Flat fee utilities covers everyone's utilities30 yr conventional fixed at 4.5%, 5% down owner paid closing costs = $38kMy unit would rent for $1400 easily (2br/1ba) making total income $5,650Once PMI drops, mortgage will be ~$4,125Repairs were upgrading electrical, fixing drain, fixing boiler, new shower in my unit.

I had a lot of real estate investing under my belt, but still utilized a partner for my first deal.