They are building, essentially, another old town "like" area on Orange grove between Lincoln and Los  Robles!

Are you not required to personally guarantee the loan, when you typically would with a bank?

A typical house in my portfolio would be 400k (40k down) = 360k loan @ 10% = 36k annual ... 

I typically weed out about 50-75% of the inquiries with just confirming the basic criteria.

The buyer's agent essentially always worked for the seller.

Typical deals like that had short-term, variable rate 3-year bridge loans.  

You will need income of $200K+ typically to qualify for something like that.

I'd highly recommend local meetups and talking to real estate agents.There are companies that offer help with the execution of rentals and BRRRRs, but this typically comes with a large chunk of upfront fees or cut in equity.

Then I typically did a rehab making the asset more valuable.  

Explore options like conventional financing, FHA loans, or private lending, and work with a mortgage broker or lender specializing in investment properties.Overall, it's essential to conduct thorough due diligence, seek advice from experienced investors and professionals, and carefully evaluate your options before making any decisions.