It's out there for the masses. 

The manager, Mass Mutual, can't even tell me the amount that I'm paying as a management fee.

What this tells you is that you need to do things differently than the masses.  

They come up with a fair market value using a kind of mass appraisal technique - looking at comps and adjusting for sqft, beds/baths, condition, etc.

I do use professionals when doing so saves a great deal of time or when a great deal of muscle is required to do the job.

Reagan provided Iraq and Saddam Hussein with the capacity to build weapons of mass destruction.I believe that was right around the time of the Iran-Contra scandal as well, where weapons went to Iran, right?

But to drag you children to mass because its what the rest of the soccer moms do isnt faith, its social acceptance.

There's a reason over 50% of our taxes go to support the greatest military on the planet...if we're not going to spend that money on mass destruction, I want my money back!

Is this type of mass low-ball offer really suggested by any real investors here?

Really, those are assistive devices that are being mass marketed.