First...after a 1 year battle with Cancer my mother passed away...another year has gone by getting our lives back together, kids graduating college, etc.

That phone call's timing isn't a coincidence, we get little automated pings (that lack details, for compliance reasons I'm unclear on) telling us about your FICO jump.Other than that, the concept of the "soft pull" is BS that I think was originally made up by cell phone salespersons. 

Unfortunately, as soon as he retired has was diagnosed with brain cancer is now is too sick to help.

Was actually gonna contact you but I don’t think I have your new cell number.

From real estate, to cell phone towers, to ATM machines, etc.

I'm using a cell phone that's killing me to key into.

I have an older army veteran who lost his wife of over 30 years to cancer earlier this year and is now looking to sell what once was their home.

There is a way to do this and a simple strategy is to pay bills you currently pay such as your auto insurance, cell phone bill, Netflix or Spotify account via credit card and then set your credit card to auto pay. 

Although you have this as a monthly expense, similar to car insurance, or cell phone bills, items like that, that do not appear on your credit report (with some exceptions), will not be included.  

Every time I hear that it causes me to lose a few more brain cells.