Quote from @James Harryton: I know it's not what people want to hear and it's not what the gurus tell you on YouTube, but you need to increase income, reduce expenses, save, and invest.You can learn about owner financing, then look for sellers willing to sell with terms that are better than a bank can provide.

Properties that are bringing in over 100K are able to host 10+ people, almost all cabins and are overall accommodating to large groups. 

See if you can get a copy of The Millionnaire Real Estate Investor by Keller.The Slight Edge and Atomic Habits too.Awesome board with many smart people having own suggestions and ideas to grow wealth!!

Also, connect with other like-minded people in your community and attend as many in person (and online) meetings at your local REIA groups to network and connect + find out about off market deals and get on local wholesalers "buyers lists".Best of luck!

It's a struggle.In my business, I am inundated with shiny objects that promise to make my business run better, faster, produce more income, etc.

If rates keep going up, and we then have 2-3 years of no hurricanes, the insurance carriers will be very profitable, and will start to chase business, lowering premiums. 

As you learn go to meet ups, try to network/glean from experienced people and listen to podcasts/videos. 

Due to the low dollar value of the loan, I was unable to secure DSCR funding or any business funding for said property. 

This is a great place to learn and to connect with people so take advantage of all the great resources.

It makes sense, most have no credit, no balance sheet yet  possess this desire to own real estate with no proper direction or understanding of the business  and this is the unfortunate outcome.