,I work with investors that do this all the time.  

This is a great place to learn and to connect with people so take advantage of all the great resources.Welcome aboard and best of luck investing!

is this provided by Airbnb or someone else? 

I'm neither Latino nor American so I'm not sure I can be very helpful with Latino investing in the US.

You can definitley do this yourself remotely.

You may have to sell the whole property to access the funds in the IRA or 401k when you retire and for required minimum distributions. 

Any thoughts on this from the STR community? 

The initial thought is you are probably charging too much if no one is interested, or your photos or description are bad.Four beds and only one bath probably reduces demand as well, that’s potentially a lot of people sharing one toilet.And it is winter - I’m in Buffalo, I hate listing rentals this time of year.

Will there be any issue on Jan,15th deadline in this case ?  

if I can help answer any questions, I would be happy to do so.