These currencies were not destroyed because they printed too much money, I argue that that was the symptom to main problems of an overthrown government, a war ravaged or otherwise incapacitated economy and maybe most importantly owning national debts in something other than the currency in which they are the monopoly supplier of.

Termite inspection: Your basic home inspection does not include a WDIR (wood destroying insects report), so pay the extra $75-$100 to get a termite inspection.

You might have bought it for 81k, but would that even be enough to cover the replacement cost if the place to was to be completely destroyed?

Buying a duplex and the previous tenants on one side let their cats destroy the place.

Alvin,There are a couple of reasons why it makes sense to require the coverage:1. if they cause an injury to a third party and do not have insurance, the injured party's attorney will be looking for a reason why you were somehow at fault2. if a loss such as a fire damages the property and their contents are destroyed, your policy will not cover their contents. 

This only occurs if your loan still has a balance otherwise the cash stays in your sweep account- Interest is charged on the 20th/21st day of the following month meaning all of the interest due for the month of February is added to your loan balance on roughly Mar 20th/21st which allows all your deposits from Feb 1st till mar 19th to continually destroy your mortgage balance.

For example, if lightening strikes and the air conditioner gets destroyed as well as the tenant's flat screen TV, my insurance company will replace the AC less the deductible but not their TV, and I'm not responsible in my area for the TV. 

Not even a full year's rent in advance is enough to risk one of my homes to someone who has bad credit and is weak financially, as tenants can destroy a house fairly quickly, and you're left to repair the damage.

If it is destroyed, tear it down and start over by code.Can it be sold as-is?

We know the multifamily market is on fire, largely due to low interest rates, plentiful debt and equity, and demographics. The largest group of millennials are currently 24 and 25 years old and in their prime renting ...