(And they say a home you purchase to initially live in can't be an "investment"...)

Lets say a fourplex brings me anywhere from 800$- to1K per month in cashflow.

@Ron ReadYou could form multiple LLC's and have the highest level of asset segregation, or form, say, a SC LLC and then register that LLC as a foreign entity do to business in other states. 

So I just wanted to make sure I understand some of the strategies to finance the deals and also if I am missing any, and also have the opportunity just to see what everyone has to say as I am trying to learn as much as possible.

This is great.You acquired the property and got it rehabbed, you gained a lifetime experience with the financing part and now you have the history with the bank for future transactions… if you don’t call this success, am not sure what qualifies as success…I say a big congratulation for the great work!

Most of these are >5 units, I’d say a 5plex is approx. $690k based on this but the unit layout plays a HUGE role in this number.

If that is the answer then please help me understand it better ... how does a lender make money then ..This is more about limiting loss than making money.Let's say a lender is owed $100k.

One tells me a need 6 mounts reserves for my current house and rental and the next Lenders does say a thing about it till I call back to ask.

I'd say a good SOW and line item prices is worth $300.

Even now, I'd say a good 30% of my clients are only in the 2-4 unit market.