Quote from @Robert Ellis:  stop being so patient and take control of your site get a lawyer stop letting these guys push you around. if you need help give me a message I'll call them up and see why they are stringing you along Appreciate your offer Robert and offering to help :) 

They offered to pay 10% interest on this loan.

HI Rey,Another option of something to offer them is that you'll cover up to a certain amount and any overage, they will pay.

Although you can get those wrapped into the loan by making an offer with seller closing credit. 6 months of reserves is a very comfortable cushion to have.

Leverage also offers flexibility.

Each city in Ohio offers it's own pro's and cons when it comes to investing.

I appreciate any advise you can offer. 

Bill" and being able to seek local private health care when further than 30 minutes from a VA offered healthcare facilities.

There's always fools in this, this is no different.I "lost" out private lending to someone for a full re-do of a house, I was offering 9.5% first and only position.

The borrower needed $65,000 and was offering a 25% flat rate.