In additon, the state wrote the rules and their "silent" lien has precedense over  even prior liens like mortgages, and judgements, and has no statute of limitations, therefore their lien plus interest is still good decades after the fact! 

Fiance is kind of blindly on board at this point, trusts my judgement as a bread winner and knows exactly how badly I want to get out of the rat race. moving into a fixer upper is more than likely our next step. 

Do you think you have the ability to make a judgement call on this.

So no judgement there.  

Instead he personally coached me on what to do next, without judgement or critique.

Property going to sheriff sale for judgement amount that is first mortgage in line including the taxes the bank has been paying.

Also, once I have the judgement in my favor - any recommendations on Collections companies that work with individuals that have a judgement in their favor ?

.- Require monthly household income of 3X rent- Require two positive landlord references- Run criminal, eviction, sex offender and judgement reports.If you did these things, a polygraph would not be necessary.

AND, they don't guarantee they might not miss a lien, or judgement.

@Vinh Nguyen the answer to this question, in my experience, is use good judgement.