You are closer to the drivers seat on this than any other potential buyer, take advantage of that. 

This breakdown is listing by household average income as the primary driver - income alone does not make an area A, B, C...  

Seems unlikely though since he is a truck driver and hard to track down.

The other thing I would consider is what are the economic drivers in those cities.

I’m currently attending community college full time and work part-time as a delivery driver, so I don’t have much in savings.

Good access to transportation, a variety of positive economic drivers (manufacturing, retail, Govt, info tech, medical, colleges), decent weather, affordable utilities & entertainment, low crime, etc. 

I will also ask them for their driver's license and verify it against the DL number on the form, make sure their spelling of names are correct, make sure their DOB is June 9 and not Sep 6 etc...and ask them face to face about potential issues, pets, their current landlord, references etc...that works for me.

The Fitch DSCR (which is equivalent to a stressed DSCR) is one of the main drivers that determine whether a project is a good candidate for securitization.

The 4x4 road that goes above Convict is beautiful but should be limited to experienced 4x4 drivers only (or better, take a quad or Motorcycle). 

@Chanté Owens I did have the building that a drunk driver drove into and you definitely helped to settle my nerves.