It also may help the OP.

I have a co-op rental in NYC and a tenant who has been living there for 3+ years.

@Alex SanchezSo I currently own a co-op that is my primary which after 2 years (1 years left) I can rent it out and I will be getting a multi family 3-4 using an FHA

Based on what OP posted, I'm guessing from that lender the conventional loan would be in the 3.875% to 4% range at a cost of 1.75 discount points.Now that we've adjusted for fees, we can add the rate to the PMI rate to find the total effective rate.Conventional is 3.875+.27 = 4.145%, dropping to 3.875% once the PMI drops off.FHA is 4.225% permanently. 

To OP I am glad you got the answers you were looking for. 

@Luke OkaneWe may be looking for an intern this summer but want someone also with some computer skills such as python or programming to assist us with streamlining business ops and acquisitions.

It is unclear from the OP, if other investors are putting money into the seed round of this investment.

I wouldn’t use any HML if there is more than 12 month of payback, simply too expensive.To the OP you were asking for a business line of credit, according to my knowledge, this is achievable by neglecting your personal finances, aka no ties with your SSN, to me that is the real Business Line of Credit, you give your FEIN and bank statements, owner names WITHOUT SSN can be asked for but should be irrelevant, a board resolution with my name and authority to open such account should be sufficient to open this LOC.

That was all I said.I mean come on man.The OP is having a hard time getting leads and he is getting no no no...and you are simply going to tell him, "Ohh don't worry,  I have no idea what you are doing, how you are doing good or bad... but  you will get a yes eventually, so don't worry."

There’s lowball and what OP wants to offer.