I’m not an attorney, but have done my share of research on trusts, and have read a lot from Asset protection  Attorney Garret Sutton (Rich Dad Advisor) he states over and over that Trusts provide zero asset protections, and often states that “some promoters” will pitch trusts for protection from creditors and suits, but the don’t hold up.  

So basically... both options destroy your credit, or at least your ability to borrow/refi. 

Did you use a line of credit or a cash out refi in advance of your search or after you had a deal in your sights?

About 1/3 of my tenants either bought a house with the $8k credit or consolidated and lived with family, friends.

Scenario #2:  A family facing a foreclosure in a few short months, has the decision to sell their property sub 2, to save their credit, or destroy their credit by allowing the foreclosure to proceed.

Compare that to ibuyers who **require** the unrepresented seller accept the huge repair credit or walk away and start over trying to sell their house elsewhere.

Like @Christaye Foster mention PCS does offer other services like PAYDEX which is building up your LLC credit or Tax services.

As a side bonus, the life insurance is creditor protected so you also get some asset protection too.  

Is there an advantage to using this to pay down my current (primary) mortgage and then getting an equity line of credit, or should I use this strictly as investment capital?