Until the pandemic, appreciation was occurring but at a much slower rate than other parts of the country. 

Banks can always stop/limit lending if there are further shutdown due to this pandemic, or other calamities. 

Prior to the pandemic, our meeting attendance ranged from 80-100 people. 

Learn from those that tried to hit the "event" driven or touristy areas, and then had to face next to no bookings during a downturn in travel (i.e. pandemic.)

The market has stabilized after the pandemic and delinquencies are very low.

I also think that this pandemic has forced many people to reevaluate whether they need to be tethered to their particular city.

December Single Family Housing Stats: After a brief relent, price increases are continuing, monthly supply can't get above 2 months since the Pandemic - solid sellers market, limited choices for buyers.

I had a nice grassy lot that I used for this purpose during the pandemic. 

We stayed away during the pandemic and were horrified at the state they left the house in - mold growing in the master bedroom suite, missing items and a dead lawn.

So cash on cash returns are easily 50%+ i believe this is what Airbnb strategy used to be before pandemic inflation hit.