@Raylan Williams  You bet, Ill check it out. 

I don't have enough reserves to bet on a continual appreciation with a negative cash flow.I have so much to learn, at times I feel overwhelmed but i'm just trekking along doing what I can.    

I have made many many attempts to collect and even suggested that setting up and online pay would make things easier (I did that) and they still haven’t paid.

Does anyone host or know of meetups that may not be posted online or advertised very heavily?

From my perspective, I’d avoid betting solely on appreciation in a market that just hit record sales volume, average home price and median home price. 

. = MoiMy line (website) is in the water (online) and I am realing in the fish (leads). 

Is there an online way such as cash-app or anything that will allow me to collect payments that are over 500?

Otherwise an agent is your best bet. 

You credit hiccups aren't as important as the performance of the building itself, but you can bet your behind that your debt service costs are going to triple. 2% is a sweetheart deal that you aren't going to find in the market right now. 

Scottsdale, Tempe and Central Phoenix are probably your best bets.