This put those hight LTV & DSCR lenders on absolute notice that it’s going to be rough sailing ahead . many of those lenders will be closing shop and definitely revisiting guidelines if they survive the shakeout - That Sucks for me because I Broker for many of them , I had to stop taking applications for now.I hope it all works out , when the dust clears there will be New Programs available from some of these or some new lenders looking to get in .