I personally have two friends in this situation.

I have a unique situation and have a few questions and could really use a professional's advice.

That's why I stress the importance of building a relationship first.

Its like a chicken and the egg situation 

She wants to give me her house and move into a senior citizen home@Dana N Johns: Just a couple of thoughtsTalk to a real estate knowledgeable, CPA, not to your standard CPA and not to unknown investors on some forum in the ether for a matter like this.Now, if your mother has lived in the property for two of the last five years, she is entitled to a tax break on capital gains if she sells or if the title changes hands (basically sells using creative finance).However, if you inherit the property, there is a tax advantage to you in terms of stepped up basis and capital gains and a tax advantage to her from incurring capital gains if she is outside of the “two of the last five years” window.As far as the Medicaid situation, that is best explained by a CPA or tax attorney or Enrolled agent.

.- Everyone's situation is different but for my wife and I we thought it was important to hire a professional designer.

And it also depends on your overall financial/tax situation.

I’m fortunate that my contractor often thinks outside the box regarding different projects and issues and finds solutions that may turn out better for situations we have been thinking of.

Take your time, thoroughly weigh your alternatives, and think about consulting experts who can offer customized counsel based on your unique situation.

Is these delayed payments, the stress etc. worth it?