This thread was very helpful and informative, thanks to the senior members for solid contributions.

UP TO 85% LTC ON BRIDGE & 80% LTV ON RENTALMorgan Financial - local Fl lender Morganfinancial.netOld Capital Lending- Carlos Flores: I am the Principal of Stronger Communities Alliance LLC and Stronger Capital, and also serve as Senior Director of Old Capital Lending - a boutique Commercial Real Estate Debt and Equity firm based in Texas.

Another trend that I read is that .... these two decades really makes Baby Boomers very rich, but most of them, rather than giving it to the next generation (Milleneal of Gen Z), they would take it all for themselves LOL LOL so greedy haha....It means lot of senior housing required .

That really dilutes the absentee pool for us in our FL markets.Owner Occ's are fine, but you can lose you shirt mailing to them as it's harder to find the motivated sellers in that pool.So we go after particular owner occ groups -such as senior citizens who are more likely to be moving and have a home that has not been updated in a couple of decades.  

Since lenders would most likely want to be senior lien holders, how does this make sense?

Mainly from seniors.  

@John Thedford@Wayne Brooks is one of my favorite brokers on this boardThe best we can do as senior BP people with newbies is to let them know there are penalties especially in certain states for rolling the dice and not being licensed to do real estate brokerage activitiesThe big thing is if you find someone that is selling a house and they don't own it, and not licensed, report them to the state re commissionGet the frigging license will you please? 

And two, we're #1 in net migration for seniors as all the baby boomers turn 65 and get tired of the cold weather elsewhere. 

When you buy a junior lien, you buy it subject to the senior lien.

The project will include 4 million square feet of office, including corporate office, international headquarters, laboratories, medical and medical office; 1,000 keys of hospitality; 600,000 square feet of retail and entertainment, including street front retail, neighborhood shopping centers, freestanding retail, restaurants and entertainment; and 1,000 units of residential including townhomes, single-family, senior housing and multi-family, with price points from $200,000 to $400,000.