The only thing that would survive is federal liens.

In 08,09 the banks, in a fight for survival cut back drastically on lending.

In my personal opinion I feel your financial freedom number is the bare minimum that you need to survive.

As a person defending yourself you have to be willing to do what it takes to survive and be the last one standing to preserve your life.Close quarters a knife can inflict a lot more damage than a gun in many cases.

Owners that had deeper balance sheets, more experience, and/or lower debt managed to survive and came out the other side. 

If you look at it from an employments perspective a college degree at least serves as an indicator that a person is conscientious enough to complete assignments, has an ability to work on a team & follow instruction, and has a baseline level of communication skills.The people who have survived without them are suffering from survivor-ship bias (meaning we aren’t hearing from the people who failed).

The survival of the fittest.

We survived the big downturn, underwater on both properties, but because we planned for the worst case senarios, we kept everything.

Humor and sarcasm makes me survive the tenants from hell (and other occasional miseries that cross my path)Have to throw out more smileys here, I guess. :)

Our duplex survived both without needing to be relocated but in both cases suffered heavy damage.