This is an asset allocation question.

According to their formula it is the purchase price (415,000) - Acquisition amount ( 335,000 ) = 80,000.Purchase closing costs 5000The max loan they will give me is 385,000 ( ARV 550,000 x .70 )50,000 of the 385,000 will be allocated out after closing for rehab costs.

Part of that list that I left out would definitely be to allocate x amount of money for unseen problems.

So, I would be of the position that payments are allocated in a way that pays down the principal of both parties, the actual loan and the seller equity payment at the same time.For example, the existing mortgage payment is $1,000 a month and you are paying $1,500 a month, which means the seller gets a $500 monthly equity payment.

Some, such as adverse possession by way of either color or title or claim of right, are pretty heady topics and could easily devour an entire weekend of training, rather than the one minute +/- that I allocated.

If you could simply enter a description of income and expenses with amounts as a written statement and it would properly allocate them in GAAP form, you'd have something.

I may have paid more (net) for a done deal than others would pay, but I met my target (I'm willing to allocate up to $2,000 in marketing costs to each done deal).Keep in mind, though, that the only deals I was doing were straight purchases/rehabs/flips.

Network with possible housing developers and commercial developers who may be open to collaborate to buy your allocated land across a fixed time period.Contingency wise, you need to have the intestinal fortitude to lock 300k to 500k of your money without any returns for 3 to 5 years along with paying taxes.

@Sharetha H.How much time are you allocating to rehab and sell this house?

One way to push back with the Realtor, would be to ask them what expenses were allocated for repairs this year, and what repairs were completed.