S E OI did it myself for free.

which "Paycheck parking" all your money back into the policy to pay off the loan although most ppl only use it for big ticket items like cars or big vacations, education etc. this goes for WL or IULFor Maximum Cash Value your really not trying to use the policy as a "bank OR DEATH INSURANCE " per se but infact you design the policy to give you Maximum Cash Value to be withdrawn TAX FREE in retirement there are three fights going on in this financial product space 1 is the WL vs IUL debate (which is pointless they both have +'s and -'s ) really comes down to risk level.2 is Should you be using your WL / IUL policy as a bank (inf or BYOB or 7702 acct) or for Tax free income during your Retirement years.3 Which is MY argument ...Why can't you have BOTH WL IUL why cant I use my WL / IUL for inf banking and Tax free income in retirement ...the answer is YOU CAN!!!! 

Dogtown is a great area to live, I lived on Tamm for a year when I first moved to the city, but it's not high end per se, I'd call it functional for the most part, so you should be able to get away with cheaper-ish materials and average finishes. 

Usually they will provide an estimate or change order, not an entirely new contract per se, but yes, you would have to agree formally to something. 

To me being an agent for all these decades .. its a lifestyle choice .. its not a job per se. mainly the more successful you become as an agent the busier you get.. there are so many perks to being a successful high producing agent FAR in excess of just the commission income. 

Hey, Account Closed said, we're certainly active in looking at potential deals that fit our model around the US and making calls and connecting with leads in the SE.  

@Carlos KishekI am located in SE MI and belong to a strong REIA group.