25% down, traditional financing through Rocket MortgageHow did you add value to the deal?

These are all available with traditional financing.

Now having my credit pulled once or twice every couple years doesn't really impact my credit, but once I start having many credit checks over the course of just a couple years, my score (and thus my financing (with traditional lenders) eligibility) would take a hit.

Many traditional banks have a cutoff at 1.2

So the next time I made a deal I made it a point to show I close faster than a traditional bank,and I wasnt to far from their asking price not even 24 hrs my offer got accepted. 

For example in my investments in SF - I identify properties that I can do layout changes on - I’ve taken a studio (with a detached kitchen) and converted it to a junior 1br (with open kitchen) That bumps my rent by much more than just doing traditional rehab.

In both cases (private or BRRRR-friendly lenders) the expectation would be that you use the loan to rehab the place and refinance into a more traditional home loan to pay back the loans, usually within 12-18 months.  

Its a Christian Health Sharing Service, Not technically Insurance but still pretty good rates and deductibles.

If you paid cash for the home then you can easily procure a Line Of Credit from a traditional bank or from a hard money lender.

Hi Matt- trying to get the zoning switched has traditionally been quite difficult.