The $90 is no biggie, it's more a curiosity question.

Just wondering if there’s a seminar, article, spreadsheet that would help me create this model for myself mainly to feed my curiosity but also to share with my wife so we can understand where this can realistically take us.

While calculating total return on investment I noticed my calculation of total equity accrued in one year is different than several examples I have found online.

Out of curiosity, how do you think Airbnb is taking full advantage?

Is it common or accepted to defer all payments until the sale of the property and then give first preferred payout to them with principal + accrued interest based on date of sale?

You'll get all the cash flow and all the equity that accrues over time and you'll be doing no more work than you would by forming a partnership with your client....?

That way you aren't feeling pressured to make bad loans due to interest accruing while in between deals.The ARM part isn't a big risk.

In general, the market discount income is considered ordinary income accrued ratably over the remaining term of the mortgage.  

Buffer it a few grand to $70k to save you some back and forth (the IRS debt is accruing interest as we speak). 

If your check is dishonored by your bank, you must pay us a service charge of $50.00 plus any other charges provided by law and plus any accrued late charge(s).