I imagine that shortly you will get similar responses...This especially surprised me, because as a Mortgage Broker I am pro leverage, but also see the value of freeing up your DTI (debt-to-income) ratios, and using a HELOC to accelerate your home acquisition process.

Some states you can accelerate the note and demand full payment of the entire note.

It might not make property owners in California happy since they will lose out on appreciation (that they rely too heavily upon), but it will help the people overall who were suffering due to high real estate costs and accelerated inflation. 

As Dion points out, you can have the right to review financials, unusual for a small loan especially where there is not a right to accelerate the loan upon the failure of management.

The benefit of owning a multi-family development is accelerated depreciation.

Mike, I am really down on commercial real estate; I think the pandemic has accelerated the move away from offices (it was a movement before the pandemic). 

I am not accelerating any RE loans 4.25% or less right now.If I were a RE dabbler and not full-time, full-charge (like I am), I would allocate up to 15% of my income towards retirement, provided I didn't have any bad debt (car payments, cc's, student loans, etc.)

We know that if we had a mentor, we'd accelerate our progress but we haven't found one yet so we're taking a the longer route to success.

As I read folks stories like this, if the ultimate goal is passive income to allow you to live your life, there are alternative ways to get into larger apartments (scale / forced appreciation concepts) that can greatly accelerate your cash flow and wealth goals by partnering w/experts in syndicated deals.  

If your lender does see this, they can call your note, essentially accelerating the debt you owe them, requiring you to pay in full, and if unable, foreclosing on the property.