I think what gets me going with DHM  is just their model is one of being rewarded with loan failures and basically targeting new investors who will have a super hard time finding anything that meets their underwriting criteria.I mean its really simple logic 0n that front.. folks looking for 100% financing are one's with limited capital limited experience and they just are not going to find the smokin deals that DHM wants to fund.and frankly I can't blame DHM I would want best coverage possible because of the high risk borrower.. but to charge for failure I don't cotton to that I think its morally and ethically beneath a for real lender.

I think I'll just continue on with the, Buy Fix Rent model.. I

So although the numbers pencil, all of the value in this business model is the business not as much in the real estate, because time property would need to be rehabbed again for resale.

I congratulate you for making the right decision by going in to house hacking mode.

HELLLLLLP - in rehab mode, but NEED NEXT steps - no waste for money.....ijs....  

@Malik BerryWe are in wealth building mode, not managing assets mode, so it's always going to be a job, to at least some degree.

There's a lot of opportunity in real estate - and there's a lot to be said with being in that "been there, done that, gonna get a Ferrari" mode.  

The model is more like commercial property than residential.

What you are doing here is getting the landlord in a retirement mode, you have the opportunity to show him/her that their rental problems are over!

This hybrid investor agent model is extremely valuable in my opinion.