Grew up in Memphis, TN, graduated from University of Memphis, then joined the Marine Corps.

The city of Logan has information for short term rentals and require a business license and having a few other things, but all of the language sounds like if it is not her primary residence.  

Join your local investment club; there you will find folks that speak the same language. 

The New Park Building Boom That Never Was - Mobile Home University

Keep an eye on George Mason University in Fairfax. 

I applied for a DSCR loan and the terms include vague language indicating they may be a penalty if paying the loan early.

I do not think that this is a requirement, based on the language of 469(h)(5) 

Florence is a University town, plus a strong military retiree component. 

Former would be permanent while the latter could be temporary (as long as the barn or fences exist, for example) if desired.The surveyor you just hired can help with the language required for either. 

There are many Business Loan Applications, which are virtually identical and carefully worded, that you can find online.Hopefully, your lawyer includes a Certificate of Non-Owner Occupancy in your loan package, and language to that effect is liberally mentioned in your note and mortgage/deed of trust.Consider obtaining a script offered now by some lending attorneys that you can use to interview your borrower about their intent during a recorded Zoom call.