That would not be from the appraiser but rather a score the appraisal was given by an automated system. 

There's a few different ways to focus on a lower rate such as with house hacking and making the investment your primary residence, requesting a significant closing credit from the sellers for standard rate buy-downs (which I've had great success with recently), or utilizing lenders who offer short term rate lowering solutions such as 2-1 rate buy downs (again, ideally paid for by the sellers).

I did the right thing by asking for the security deposit and first month of rent before handing the keys.For the next two months, she has been a nightmare.

If you’d like, I’d be happy to connect and help you navigate the Indianapolis market as you move forward.Good luck—I’m excited to see where your journey takes you!

I navigate through cities and towns, identifying areas that are both friendly and challenging for STRs.

Have you ever heard of a Landlord being sued by a Tenant and losing property?

Your project will never turn out as good as it should because you are subject to what the stores have in stock at that very moment.3.

So onto the deal and how to navigate it. 

Hey Deirdre,To address your questions:Providing freedom by handling day-to-day operations.Offering peace of mind through proactive maintenance and tenant communication.Reducing risks by staying ahead of legal requirements, tenant screening, and dispute resolution.Enhancing the bottom line by identifying cost-saving opportunities while ensuring tenant satisfaction to reduce turnover.Is the experience still important when the property thrives financially?

I suspect the person who originally turned it into a fiveplex only applied for permits to make a fourplex and then did the 5th unit fly by night (perhaps at a later date) in order so the property would still be considered residential and allow for better financing possibilities.