Hi Ibraheem,Welcome to Atlanta, like yourself I am also a Chicago Transplant.

Always good to have more Texans....even the transplanted ones.

@Lauren Munar  I've had a couple of transplants from LA film industry as tenants.  

The flow of transplants from the Bay Area is increasing due to Clovid, Bay Area rents have some impact but a lot of people are just over it and want to be in a less population dense area.

Hopefully, judgement and advice from this forum will allow me to narrow it down to a single choice so i'm very eager to hear from you all;1 - A slow start at a small scale (cash)a) Move in late October, applying for a bank account and small credit cards where feasible to build a credit history. b) Buy a simple and turnkey 3BR single-family to househack for ~ 100k in my own cash (Such as [1.i]), while transplanting or recreating my exterior cleaning business (1.ii).c) As soon as any lender would allow, exit through whatever HELOC/mortgage on the house I could secure in order to buy a new one again in cash, and repeat until a 'normal' lending process is offered.With only the taxes, insurance, maintenance, capital expenditures, and vacancies to account for at first and with room rentals in the area going for around 500-600/month, this seems to be a soft and forgiving method to land, and will become the backup plan regardless of my chosen path.PROS:*Eliminates FICO scores, lender/underwriter scrutiny, and credit history as potential barriers;*Least risky due to small total investment;*Least complicated process, and;*Lowest initial ongoing expenses.CONS:*No leverage - Stuck for a prolonged period before continuation;*No diversification - All eggs in one basket until refinancing;*Effort, risk, and expense of starting a temporary small business, and;*Loan ability throttled by self-employment.

Heart Transplant in Utah after UCSF Medical Center tried to kill me twice.

We see it all the time in Oregon and Nevada with CA transplants .But if you want to go out of state I like one simple rule.. figure out the median house price of a given area and buy at that price point.Don't go into a market with a 150k median price and buy a 75k house thinking your going to get rich and retire :)  U want to buy in neighborhoods that are primarily owner occ ..

While this is changing with the younger generation, and with all the tech people from California moving to Austin, property rights is still a hot button issue among native Texans and older transplants such as myself.  

Many of our tenants are transplants from other cities with higher paying jobs- they used to have to work in an office and are now 100% virutal.

Not at all the same thing, counselling vs givng some 84 year old a liver transplant that has had three heart bypasses, give me a break.