Quote from @Angel Peng: Currently in contract to close on my first duplex but the Landlord insurance cost took me by surprise.

I would be more surprised if the money was actually returned. 

The areas you specifically mentioned have seen growth due to those factors (Buckeye - industrial expansion; Surprise - TSMC plant relocated). 

This fully renovated 4-bedroom, 3-bathroom home features high ceilings, modern finishes, and a downstairs bedroom for convenience.

There are roughly 8,754,999,549,142 reasons why you'd NOT want to rent to students but here are my top 4.1) DEALING WITH PARENTSThis is usually surprising to a lot of other investors.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

Baltimore City has a massive vacant housing crisis (no surprise there!).

But still, within a few weeks you should have someone applying who is qualified from my experience - which is in Florida, not New York… but all things being equal demand works similarly.If marketed correctly now, it tends to point to price sensitivity (too expensive) relative to other similar offerings,  or some other detractor as to location or convenience.   

In my case, I kept using it because I saw decent results, but I get why those surprise charges feel off-putting.

I think my skills in mental health counseling and healthcare management are going to be surprisingly relevant to real estate investing (at least I hope so).