But if it helps people sleep at night then I guess there is value.

While I have sufficient liquid cash on hand, I prefer to maintain liquidity as I'm actively seeking my next deal.

Be prepared, but don't lose sleep over "what if" scenarios.

When considering house hacking, the key is to determine two things: how much you can afford and how much you're willing to sacrifice.For instance, it's much easier to live for free through house hacking if you're willing to sleep on the couch and rent out all the bedrooms on Airbnb.

Our clients sure do sleep well at night knowing it’s money in the bank time.

And it's the job of the investor to make the choice that's best for them.And yes, it's 100% true that many of those aggressive syndications also suffer from lack of sufficient transparency (and I personally find that unacceptable).

But you can sleep well.4.

BP library gives a huge boost into the knowledge area which is pretty much sufficient to get comfortable in investing and help find a sweet spot where you could use your background to shift the area. 

You will sleep better at night.Good Investing...

Would help if DSCR is >1.25x, a credit >760 and if willing to do a 5/5/5/5/5 prepay instead of 5/4/3/2/1 So basically any 50%LTV/DSCR 1.25 is sufficient to get the best rate.Don’t you think with the rate this good , all MF syndication that near the 5 year balloon repayment from commercial loan , could just switch to 30 year fixed-rate HML loan ?