I also don't use them on my personal, but that personal choice. 

Your true asset hunters are in the basement, the yard, the whole property looking for ways to upgrade the asset that others are missing.You are being very smart about your VA utilization, you just want to make sure the asset is right.

Smart guy with the most practical advice, some great books, and he started in California.

Lots of smart people in here talking about almost any topic you can think of.

Enough” - “Your success as an investor will be determined by how you respond to punctuated moments of terror, not the years spend on cruise control”The Noticer: - “One way to define wisdom, is the ability to see into the future the consequences of your choices in the present.

House hacking a multifamily property is a great way to start in real estate, and your plan to live in one unit while renting out the others is smart.

Like Nathan says smartly, dont address hoarding specifically. 

Get super familiar with your location of choice and work with people who have your best interests.

Selling an investment property can feel like a double-edged sword. While it's exciting to cash in on a successful investment, the looming capital gains taxes can significantly cut into your profits. For savvy investor...

If you’re keen on keeping your stock portfolio intact, leveraging your home equity via a HELOC or home equity loan could be a smart way to keep that diversification going.