Hope this helps and feel free to DM me if I can be of any assistance locally. 

Even when I self manage I include pm because it is work and I do not work for free.

I am still learning my self.

With your background in real estate (STRs and assisted living), commercial MAY make more sense and then if there are any residential deals you can take them as well.

If you are using STR, REPS, or self rental with material participation to convert to active or nonpassive income, you do not have to do this if you have passive business invesment that produce passive income that will exceed the loss generated by depreciation.

For what it's worth, I found this on the HCD site under Accessory Dwelling Unit Technical Assistance memo dated Jan 10, 2020.

Thanks all of you guys for the assistance.

If you need assistance, I’m here to help.Best regards, Stevan

Now i think i’ll take a second look at that with the info i have now, i’ll be sure to credit you with an assist if it all works out lol

I never bothered to try talking to a lender because my credit score isn’t great and I’m self-employed.