You are just another name on the rent roll.

@Marquez Davis You can expect a lot lower leverage with land purchase, but as @Sasha Mohammed said, there are products for ground up construction that roll the costs (horizontal and vertical) into the overall construction budget.

Lending would cease over night and government bailouts would commence.In my area of NE Ohio we are considered disaster free and generally we do not have any of the catastrophic issues that other parts of the country do... welp until last week when three tornados rampaged across three counties ripping down trees, power lines, roofs, siding, and putting over 500k people without power for a week - some still don't have power nor will they until all the trees are removed from the power lines. 

We also leave one roll of paper towel and we have 4 bathrooms so there is 4 rolls and a roll of paper towel. 

I’m about to roll over a 401(k) to a SDIRA and I’m wanting to use funds to renovate a rental property that I already own that is in dire need of repair before I can rent it again.

I have my own frustratoins re how to manage a large compaign.Plus There's a question with the roll out of newer FCC/industry clamping down on spam SMS how viable any SMS tool will be by the end of 2021 or even today?   

Does the 6 month period start on day of purchase or do most lenders require 6 months of occupancy and rent rolls?

i have the current rent rolls & yearly expense report so far. however, i would assume they will require much more. as i have never approached a hard money lender, i would appreciate any advice given. im in texas by the way. thank you

I would do a few things to get the ball rolling.

Since I’m not trying to have negative cash flow, I’ll likely sell it when I leave and roll that equity into another investment property when I move to my next duty station and use a VA loan to buy another primary residence.