The percentage depends on factors like project complexity, timeline, and contractor availability.

What am I missing (besides in some instances you have a lower interest rate but do not get clean title to a property)?

Given the lack of activity / buyers in the market at this time with rates, would you reccomend holding and renting it until the market is better to sell in? 

I can do that through charging points, but since I'm getting it at a lower rate than you could as a consumer, I prefer to mark up the rate while still being lower than most others in the market.

I know a lot of investors have done very well in Peirce County but I just haven't learned or know enough about that market to make an investment there.Washington state properties are expensive and can be difficult to make breakeven let alone cash flow at this moment due to the combination of high prices and interest rates. 

I think about this often, its really just running the numbers - if you borrow 100k at an 8% interest rate, will the investment get you more than an 8% return?

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getting tighter but things may be changing soon depending on what the new prez does.  

It will likely depend on where you are looking. 

 WE  do both  give me a call and I can explain but depends on where the tax advantage is