With the down payment you're putting down (assuming it's at best 25%) with current interest rates, you're maybe going to be scraping a couple of backs cash flow on a Class C+ property. 

I've purchased all of my properties while out of state or out of country.

If I remember correctly, there is a provision for properties with Fannie and Freddie loans to be moved to single-member LLCs after 12 months of seasoning if the only member of the LLC is the owner/borrower on the loan. 

Many states have discounted property taxes and lower yearly increases for owner occupied properties.

The land banker, the long term landlord, the neighbor that wants to expand their home, or the horse owning owner occupant with no other options?  

That said, you will need to make sure the property meets the definition of rural first.

Does anyone have experience with a property manager for a STR in the Ft.

Nevertheless, if the RAD investors  actually had loans  collateralized against property they would be in a much better position.

Having separate accounts for different properties isn't super scalable. 

You may get better results by purchasing a duplex, triplex, or fourplex.Here's a guide that describes what good cash flow looks like and how to analyze a property.