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Results (10,000+)
Jonathan Small 50% Rule vs DSCR > which do you use to calculate a good rental
7 February 2025 | 5 replies
However, they approach financial health from different angles.The 50% Rule is a quick estimate that suggests operating expenses (excluding mortgage principal and interest) will roughly equal 50% of the property's gross income.The DSCR is a more precise calculation (Net Operating Income / Total Debt Service) that determines if a property generates enough income to cover its debt obligations.Deal example:- Class C middle class neighborhood- 4bd / 2ba single family house- ARV: 190k- Purchase: 105k- Rehab: 35k- Market rent: $1,400-1,525- Section 8: $1,475- Property manager: 10%- Taxes: 125 month- Insurance $1250 yr- HOA: $55 month- purchased and rehabbed with all cash.
Martin Zitzelberger Recently purchased home is unbearably noisy, How do I protect my Investment?
18 February 2025 | 7 replies
I would not dump $500K into the mortgage to refinance.
Paul Ross Peter Harris Commercial Property Advisors Protege - a Digital Marketers Perspective
23 February 2025 | 10 replies
I do however believe proper coaching can accelerate you in a given field but this does not appear to be it. 
Bob Judge New Member Introduction
25 January 2025 | 6 replies
Start by talking to a cross-border CPA and attorney to handle taxes and legal structures properly.
Mitchell E Johansson Land Management Analysis
4 February 2025 | 1 reply
Income would be from hunting dues and timber harvesting, expense would be conservation management, taxes, and the mortgage.
Bryce Fellers Long Term Rental Flip
14 February 2025 | 5 replies
It was from a bank, Delmar Mortgage was who it went through before the sold off the loan.
Daniel LeGare Dallas TX // Seller Financing Deal on the Table, First Timer
6 February 2025 | 9 replies
If you have a buyer's agent, you should have already signed a buyer's representation agreement and that fee/commission is disclosed in that document so you should very well know what that charge will be.If you were the seller and going to owner finance the property, what would you want to see from the buyer that tells you that they will be able to pay the mortgage moving forward. 
Holly Thorsen Lending question re: HELOC/loan options
4 February 2025 | 6 replies
@Holly Thorsen see above for potential challenges tapping your equity in the rental.You only need 5% down for a regular mortgage, 3% down for an FHA mortgage - so why don't you have the funds?
Nina Erlandson Has anyone used Obie Insurance?
10 February 2025 | 59 replies
And of course, if your actual cash value is less than the current mortgage(s) on the property, all of the cash value payment will go to the lenders. 
Chris Seveney Subject To / Sub2 - Is it really just this?
10 February 2025 | 11 replies
Which can lead to mortgage fraud, wire fraud and banking fraud.