Be sure to investigate the varying product types. 

But there are products that go all the way down to .75+ ratio and even no ratio.

You mean you use one GC and how not t o overuse his crew so production slows? 

If you have a finished product, they won't move in for 60 days but your lender requires signed lease and/or move-in for refi...this will delay your refi.

Whether or not the asset appreciates in 25 years I still have a paid off building.The risk is if the asset declines in value AND you have to sell it for some reason.

Welcome to the forum @Chris Primavera.Seeing as you are brand new today, it would be good for you to search on the forum for those areas and read everything there is about those markets.Grab @Avery Carls book Short Term Rentals Long Term Wealth and read it. https://store.biggerpockets.com/products/short-term-rental-l...It is chock full of info that you need.

Quote from @James Wise: The term "cross selling" is used when you sell related products.

No paper towels, no "flushable wipes", no dental floss, no hygiene products, no tee shirts (real example). 

It's been a little bit, but he's a solid guy who knows the markets and is local and can get you the right $ product. 

I personally think sevier county is one of the best areas in the country to invest in both now (if you pick the right product) and especially long term.