•Explore private lenders or hard money loans if you need higher leverage, though the interest rates will likely be much higher.

All is not lost, if you can find a seller of the apartments who is alos willing to finance the purchase for you;  Or look for a private/hard money lender.

As an example, we joined an expensive, but exclusive private networking group 12 years ago.  

For most of their existence Fannie and Freddie were privatized.  

I’ve had great experience with private landlords in the past, and have found fellow pet lovers that didn’t charge pet rent, or accepted my larger dog (when he was alive) to live in an apartment without hassle.

I have had a few people reach out privately who have signed up. 

@Meena MallikFrom my experience, securing financing for commercial real estate involves understanding your options, such as conventional loans, commercial loans, private lenders, or partnerships.

I have been receiving wrong accommodations and prices because because their personal life background, they were incapable of screening me nonetheless I had good credit and clear profile, they were just discriminating on the basis of their scarce preparation to human situation and so by their presuppositions, that's probably also illegal.You cannot say landlords are to be forgiven because they are doing a needed service, instead it's for that very reason they have to admit their fault and change their way of behave: if a business owner is occupying the market with bad practices and wrong services it's likely they need to leave their place and let others settle in who can operate the business correctly, their even more such of problem if their services is basic, but it's quite absurd it's on me to explain you this.Landlords would have to better understand theirs are affairs on a public market, it's not private or personal matter, and as so they have to behave buy clearly stated rules or face immediate consequences.

.: Hi All,Is there any way to structure a private lending arrangement so that income is considered passive (by IRS standards) and can offset accumulated schedule E losses?

Quote from @Marshall Robins: We can go up to 50% LTV as a private lender for what it's worth.