The assessor has to assess it based on other similar properties with their SEV.

To maximize your investment, use financing options like FHA or conventional loans, analyze deals based on cash flow and cap rates, and network with local investors through REI meetups and BiggerPockets.Good luck!

Here’s a thought:Step back and evaluate which properties, if any, are truly worth keeping based on current performance and future potential.

Or, you could ask for a rate quote based on a range of credit scores and you can figure out what they'd charge you on your own.

This^^^^^Unless he is loaded with cash reserves and can take a loan out based on his liquid reserves.

That is when they usually start to transition in to asset based options such as DSCR  For most, if the math is done correctly, the LO is licensed and know what they are doing , it is 10.

Hey Drew based on what you said about the inspection I would do an inspection contingency that would allow you to get the seller to cover some of the expenses through closing cost credits.

So you went based on pricing.3.

They didn't pay for it, so they don't take care of it like an owner.Before you make assumptions about costs based on a seller's contribution to improvements, find out what they improved? 

I meditate for 25 minutes, let out my dog, make my coffee and then play piano.