Well, for starters my name is Andrew Umphrey and I started listening to Podcasts about a year ago when I stumbled upon Clint Salter’s Dance Studio Owner Network Podcast, which has taught me a lot about my wife’s (Erin Umphrey) and my current endeavor/vision of our Performing Art’s Studio named Artists in Motion locates in Schuylkill Haven, PA.

Probably the biggest thing was that I partnered with a contractor who had a different vision for the property than I did.It was an old duplex that he envisioned as being sold only to an investor and he wanted to finish it with low-mid grade finishes (formica, wall-wall carpet, clean up the old gas stoves, etc). 

During the review/approval process, the commission will evaluate things like the original intended use, the vision the city has for the area, saturation of similar type businesses in the area, input from local neighbors, input from other city departments (like the police department), etc. 

Assistance animals perform many disability-related functions, including but not limited to, guiding individuals who are blind or have low vision, alerting individuals who are deaf or hard of hearing to sounds, providing protection or rescue assistance, pulling a wheelchair, fetching items, alerting persons to impending seizures, or providing emotional support to persons with disabilities who have a disability-related need for such support.

However, for somebody that has a good portfolio and wants to simplify I would argue that refinancing and reinvesting is not necessarily the ideal approach given the stresses that it can incur.Again, this is coming from a place of ignorance since I am fairly new to investing but I think the beauty of real estate is that you can make it as complicated or simple as you like and tailor your investment to your vision for your lifestyle so perhaps the one approach fits all mentality is what I am against.

Our vision and mission are unwavering. 

(feel free to ask for a link if interested and i will share it with you)Then after realizing that... there are truly ways to get that money, i became more passionate... but at the end of it all... ability to get money greatly depends on how well you can communicate your vision and greatly return on the hassle factor...... 

my mother in law called me a slum lord when I shared my real estate vision. 

So I think my best strategy is to sell myself and my vision, but be willing to pay until I feel comfortable that I've learned enough to start trusting my own estimates.

Divorce was the best thing that could have happened for me financially and now I’m married to a wonderful woman who supports my vision.