Jokes aside, i am a people person in way that I actually enjoy helping people, it's not a painful thing for me it's personally fulfilling.

A 401k does not require a custodian or a third-party administrator (TPA), and you don't need an LLC to have checkbook control for your 401k.

I had to actually chisel through concrete to get to the fixture, took three days to remove enough concrete to replace the fixture, it is a pain and I hope yours turns out to be leaky faucets.

Having lived abroad myself for many years, I can say I underestimated what a pain taxes would become. 

@Jay Hinrichsright - but she did say "the renter wasn't paying high enough rent to cover Kiavi's requirements"so i remain confused.before BK or FC, i think worth (1) talking to an attorney to see what she signed with Kiavi, and (2) calling another lender (or better yet, 10) and seeing what's availablea few hundred for an attorney and $500-1000 for an appraisal - painful to keep spending but i think worth itstill missing info here

To answer your question, yes, I qualify for these helocs using full income documentation, which is a pain.  

Find one that adds value.Your first statement is spot on and a better way to articulate why I find agents painful. 

I also have a friend who recently launched a platform specializing in reducing the administrative burden of tax appeals (link below and happy to connect you to them), which tends to increase the success rate.

I'm a certified Salesforce administrator - feel free to reach out to me with any questions.

He will face an increasing amount of pain and pressure for many years before he digs himself out of THAT hole.