This means 20-25% for a down payment, and it has to be your money that you're using (verifiably in an account that belongs to you).Though there are programs that lend up to 90/100 to first-time investors, those programs usually don't work in Maine due to the rural nature.

For first-timers, leveraging programs like down payment assistance or FHA loans can make a big difference.

@Christopher MillerDid you take his program?

There are options via the Positive Rent Payment program (Fannie Mae) to do so. 

You even graduated from IU so you have access to some awesome loan programs from IUCreditUnion.Keep your job and connections to buy a house, then rent out rooms to traveling nurses. 

Which I totally get and think is ok many companies have a referral program.

You could also explore other loan programs that work better with higher DTIs, or even pay down some of your current debt.

A lot of private lenders will use their white label program to appear as a direct lender, however it is just another loan broker.

I’m not able to personally qualify for cash out refinances.I’m looking to sell my home located in Southwest Florida in a HOA community but want to remain in the home to lease- 3 years or more.Does anyone have experience with this type of program or have any suggestions for me on where to look to get this done.

I was involved in R&D program with O.C. on "solving" a solar-on-the-roof solution that (a) worked and (b) was scalable.