Some examples are, adu zoning, lower minimum sqft., zoning exceptions for business in a primary residence, city lots for sale for under $15,000.  

Unless the borrower is self employed and takes a lot of expenses to show lower income on their returns then it usually makes sense to pay a couple thousand a year in higher interest (you can pay like 4,000 a year in additional interest for DSCR if you are saving 30+k on your tax bill kind of math lol)

For instance a lender that requires a 15% down payment will have a lower rate, because for them there is less risk.

You’re able to learn the basics of a real estate investment with lower risk and build equity at the same time.

But at a lower rate compared to other cities that are growing. 

The most you are allowed to raise rents on a year over year basis is 10% or 5%+CPI which ever is lower.

Generally buying in nicer areas leads to better experiences and confidence in your investing, but lower cash flow when you move out.

Don't forget to NOT get desperate and lower your screening criteria!

If you can offer a nice unit that is updated for slightly lower than market value, it is going to keep your vacancy rate at a near 2% per year. 

( I always make a lower offer at the beginning and negotiate from there .)