The Lawyers!

If you just go to a lawyer, they will always push for the thing that gets them the most billable hours 

So, if there was a credit card judgment against your borrower, you would contact the lawyer who represented the credit card company (their name is on the certificate of judgment in the real estate records) and pay the money over to that lawyer. 

This way they don’t have to uphold the properties or care for the health and safety of their tenants because they know people are desperate and likely won’t be able to afford a lawyer.

I went ahead and just recommended that they get lawyers involved and go from there.

Any recommendations for a cost effective lawyer to start the eviction process?

There are many Business Loan Applications, which are virtually identical and carefully worded, that you can find online.Hopefully, your lawyer includes a Certificate of Non-Owner Occupancy in your loan package, and language to that effect is liberally mentioned in your note and mortgage/deed of trust.Consider obtaining a script offered now by some lending attorneys that you can use to interview your borrower about their intent during a recorded Zoom call.

Our exchange lawyer did not communicate that very well i think. 

Maybe I’m a little suspicious but the office manger keeps telling me the lawyers are in meetings or taking days off and never returns my calls.

Discuss with a lawyer what needs to be done for you to take over the eviction already in process.