Including a self-canceling clause in the note ensures the balance is forgiven upon the parent’s death.

Lenders will not send out an LE without a complete application (which includes a property address) because it's basically binding.

As @Jerryll Noorden said BE HONEST, full disclosure, INCLUDING that your a licensed agent. 

I agree with the others here that say you need to have some skin in the game, if you are going to live there yourself, get an FHA loan rather than owner financing, you can get a 3.5% down loan, personally I do not love these as they require  PMI which is an additional expense, and you also need  bring additional funds for closing at least for taxes, title, attorney and transfer fees . borrowing from anyone else for the down payment, to include a personal loan from the bank is not a good idea, those again will be higher int. rate.

Do you have this included? 

We have a few areas hotter than others which include West Village, East English Village, Corktown, Jefferson/Chalmers, The University District, Northend, Sugar Hill District/Medical Center, and others.If you want help navigating Detroit we would love to show you around and point you toward where the best deals are.

.: With all of the great recommendations, you would think somebody would’ve included a link or at least gave a price with a few more details.

Including thinking about moving your investing a little west into GA if the SC tax situation haunts you.  

Other sites that can be successful included Facebook (specific groups you are targeting like traveling nurses or 5th ward housing, etc), Airbnb/VRBO (30+ day stays) and insurance placements like ALE Solutions.

So if you move your IRA assets to 401k, including both rentals - you can finance them in the 401k and be exempt from UBIT.