Pls enlighten me on how to cross that limit.Thanks!

I never relay on another’s knowledge to feed my own but what I don’t know I’m sure someone else may can enlighten me on, which is the purpose of a partner is what I stating.

It's been enlightening to peek behind the curtain and see what the bank's thought process is.

Since you're in Canton, you have great access to the Northeast Ohio markets, and that makes your $40k more valuable than it would otherwise be in some other location with heightened real estate valuations.

Or is there someone here in Canada that can possibly enlighten me on whether or not they use this strategy?

We're seeing upfront cost v cashflow break-even points in the 2-4 year mark (no brainer), the norm is 5-7 (might make sense, might not, have to think about it).Needless to say, appraisers are slammed and those are taking a bit longer, due to the heightened refinance activity on top of the normal summer rush of purchase business.

Enlighten me.  

David thanks for the enlightenment.

He is super good with customers and is able to alleviate any heightened emotions and can recommend many places to see/do.

All these uses are not expressly prohibited by the contract (I'll bet they are, but suspend disbelief for now), but all those uses will generate premature wear and heightened expenses and/or limited use of their asset in the future.