- Rent out the extra bedrooms in your unit to roommates or for even higher rent on Furnished Finder.- Rent out the other unit as STR or MTR for max cashflow - which will require you to become an expert at those businesses.- Learn how to do your own repairs & rehabs to save money now.

If you can tolerate it, go for the extra roommate.

Just having an extra kitchen doesn't impact insurance eligibility. 

In practice, this could mean 5 extra days that no rent is collected.  

I'm soon closing on a multi-family property that has some extra space that's begging to find a better use. 

Now your fully renovated home is getting top dollar rents, you could probably refinance too since rates are poised to go lower (lowering your monthly obligation), you could open a HELOC before you move with the extra equity and use that to fund your next deal and now you have 2 homes! 

The least risk would be to use the extra 100k a year to buy bonds and then sell the bonds to pay the mortgage each month.

@John Cooper when you or someone you care about is living in the home it is important to be extra vigilant in choosing tenants.

Quote from @Marc Shin: Should i be providing disposable toothbrushes and extra toothpaste to guests? 

Binghamton is an extra hour you don’t need to drive.