Their debts would include not just car payments, student loans, and credit card payments but also things like child support paid.

The tenant will most likely talk nonsense and show the judge precisely who they are.Send the judgment to a collection agency, along with all supporting documentation.

They'll have the same issue with the next buyer and you can always come back in a few months and make them a much lower offer once the property has fallen out of contract a few times and they are extra motivated to sell.   

Some questions to consider:1) How much negative cashflow can your other income stream(s) support?

If you can get financial support to get a duplex/triplex, I would recommend this.

If I find the buyer I would charge and extra 1.5%. 

I love when the court is extra sassy in response/summary.

It brought in 120k last year, but I think we can bring in much more as we do upgrades including adding an extra story on top and as we run it as a bed and breakfast.  

When we were first selling homes in 2021, Buyers were upgrading to larger homes since interest rates were 3ish% and they could afford the extra 300+ sqft.Today, we see smaller homes selling significantly faster than larger homes.

That is helpful, but do you find, like I do, that only maybe half of those people actually appreciate that you went an extra level to help them and answer?